Scott, I keep my boat in a slip in a pretty high traffic area and have a full cover which covers the entire tower too. In addition to keeping "your goods" out of sight & out of mind, you don't have to worry about dust or bird poop on your tower/speakers/racks etc. The only drawback is the cost. Full covers (sunbrella) range from $950-$1250. For me, the peace of mind & lack of maint. was worth it. Good luck!
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