Chris, there is a similar scam beeing pulled in the western U.S. They are calling your house, after they have your credit card numbers. They say they are from Visa, MC or whatever company you have. They tell you that there has been some unusual activity on your account, specifically a charge for $499.99, they ask you for the security numbers on the back of your card after reading you the full numbers on the front side. The 3 number pin code on back is how merchants on-line verify that you are in possession of this card. They then charge $499.99 to your card. You think this is going to be credited. After you receive the second bill and its still there, most people call the credit card company, they tell you what happend and you are over the 30 day billing dispute time frame that some credit card companies have. This is why I recommend every one uses a paper shredder at their home. Sorry if there is typing mistakes it's late an I'm on overtime