I would expect to pay a lot. I know my deductible is also high, HSA style insurance. Had my ACL done last November, I was billed in the 50k range. Insurance adjsuted that to about 7k. So if you have more than 7k deductable you will be paying alot. I know my deductable is $2500 which my employer contributes $2k per year to. Hope this helps. I had the same thing with PT as well. ABout $86 a session. My surgery straddled the new year which was stupid so my deductable reset, which really screwed me. Good luck. Its not as bad most say. I had virtually no pain with all the pain management. The Patellar surgery is way more painful than the Hammy one. I have had both.
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