Self Financing

so here is a question for you. i have my boat for sale and have had several people very interested in it. One of the parties came to me and is ready to do the deal but has told me that they had a BK about 2 years ago and banks aren't interested in offering financing to them for another 6 months or so. Has anyone ever financed a boat themselves to someone who wanted to buy it. I own the boat free and clear and it would of course be insured should anything happen to it. Be kind here as I know most will say it's a goofy idea to even ask about. Just looking for your constructive thoughts and feedback.