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My neighbors have decided to take the "my house is worth less than I owe so I am letting the bank take it" route. I have seen a few houses that have been foreclosed with yards that look like crap. Fortunately, these people are still living in the house and still have a yard service. We share about 200 ft of property line with nice shrubs and trees that are on their property and I am wondering if I should start planting on my property in case they let the plats die.
How long can these people live in the house without making payments? If they are forced to move, how long does a house typically sit unoccupied until it goes to auction or whatever?
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