I'm also about to get a boat loan. Here are the rates at my credit union. The shorter the loan, the better the rate.
Up to $4999 | 1 to 36 Months | 3.95% to 6.45% |
$5000 and up | 37 to 60 Months | 3.95% to 6.45% |
$10000 and up | 61 to 84 Months | 5.25% to 7.75% |
$15000 and up | 85 to 120 Months | 5.95% to 8.45% |
$25000 and up | 121 to 180 Months | 6.95% to 9.45% |