Just recently got great terms and rates from Bank of America, Bank of the West, and Union Bank. I ended up with Bank of the West as they beat the other interest rates by 1/4 %. I got 15 years 7 and 1/4 %, 20% down.
Try a place called F.U.N. Financial Underwriters Network I believe it stands for. I have used them for 5 of my loans. Fast esy to work with and have a ton of different options. My last time with them was 3yrs ago so right before the bottom blew out though
Well I financed for 15 years in 2008 for the full amount because I got the best rate. Though, i i made sure there were no pre-payment penalties and as soon as I got my first statement in the mail I made a principal payment of 50%. Ever since I keep making extra principal payments and Im now down from a 15 year to 4 years. The moral is dont rule out a long term if you are getting a better rate AND have the $$ to pay it off in 60 months or less