Markj - I hear ya...but this whole website is pretty much dedicated to first world problems. We are in Michigan.
Baitkiller- Thanks for the info.
I know there are several factors to consider. One of my biggest ones is that the site is not accessable by anything bigger than a skid steer. There will not be much excavation, but there will be some fill dirt needed. We currently have a single layer rock retaining wall that is about 6 ft from the water line. Plan would be to basically move that down to the water line. Is not an issue on my lake as I have seen some others on the lake that have done similar projects (I will be talking to them as well). Not sure what you mean, Grant, about working from the lake bed up or shore down. I just wanted to get some numbers of what others have experienced.