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Go Back   WakeWorld > >> Boats, Accessories & Tow Vehicles Archive > Archive through May 29, 2009

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Old    Zach Lear (zleartsu)      Join Date: Mar 2004       05-22-2009, 8:34 AM Reply   
Hey, i been looking at different loan rates. One rate was 13.5 for boats newer than 99 under 20,000. is this normal? what are other people getting?
Old    Lionel (lionel)      Join Date: Nov 2005       05-22-2009, 8:49 AM Reply   
7.99% at my credit union for 2000 and newer......
Old    Duffy Mahoney (duffymahoney)      Join Date: Sep 2008       05-22-2009, 8:59 AM Reply   
I got 5.99 at my credit union on my 03 avalanche. I had to put down 20% and I have good credit.
Old    David Frederick (dfred)      Join Date: Aug 2002       05-22-2009, 9:05 AM Reply   
I got a rate of 5.25% for 15 years, 0 down from B of A two months ago on a '06 24v. That was through their dealer services, if i went striaght to B of A it would have been 7.25%.
the dealers still have some pull with the lenders.
My credit rating is in the 800's so that will make a huge diffrence.
Old    nEwJ_HoSeR (tinytdubb)      Join Date: Jul 2007       05-22-2009, 9:05 AM Reply   
Just looked at my credit union 7.75%
Old    Greg (silvermustang35)      Join Date: Jul 2008       05-22-2009, 9:34 AM Reply   
Just Refinanced mine from 8.85% (Bank of America) to 7.65% (Local Credit Union) Woo hoo, more money now going to go to principal...2008 boat
Old    Paul (psudy)      Join Date: Dec 2003       05-22-2009, 9:42 AM Reply   
4.6 on a five year. I put 80% down though.
Old    Gregg (gregg_rossi)      Join Date: Feb 2009       05-26-2009, 2:18 PM Reply   
7.49% in OR on 2007 or newer I think.
Old    hogfan (west)      Join Date: Apr 2002       05-26-2009, 4:59 PM Reply   
my local credit union would only go 5 years..
Old    hogfan (west)      Join Date: Apr 2002       05-26-2009, 5:05 PM Reply   
I'm hopefully about to buy a boat. the lender told me today that my paperwork should be cleared tomorrow and my loan approved. so far, they said everything looks great. she didn't know interest rate yet..which makes me a little nervous. if she comes back with a rate over 7.9 it will be a deal breaker. i have around a 720 score. what do you think?? the anticipation is killing me.haha
Old    Justin (justsan)      Join Date: May 2009       05-26-2009, 8:45 PM Reply   
7.9 at US Bank...didn't have to put anything down, but I did just to lower my payment.

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