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Go Back   WakeWorld > >> Wakeboarding Discussion Archives > Archive through June 02, 2007

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Old    Tim Satre (tsat)      Join Date: Apr 2004       05-30-2007, 2:07 PM Reply   
Anyone that runs a wakeboarding school or gives clinics. What waivers or insurance policies do you need to have signed to allow a stanger to ride behind your boat. How do you protect yourselves from getting sued if they get hurt?
Old    Jonny (wakeboardlasvegas)      Join Date: Mar 2007       05-30-2007, 2:18 PM Reply   
Also, what about rail jams? Anyone with insight to both?
Old    Midwestwakeboarder.com (mjmurphy53711)      Join Date: Mar 2004       05-30-2007, 2:26 PM Reply   
I am pretty sure the WWA provides good coverage for events that is pay per user.
Old    Tim Satre (tsat)      Join Date: Apr 2004       05-31-2007, 8:34 AM Reply   
WWa does not sponsor wakeboard camps and clinics does it?
Old    Midwestwakeboarder.com (mjmurphy53711)      Join Date: Mar 2004       05-31-2007, 9:09 AM Reply   
Clinics, events, yes. Full time year round camps I do not know.
Old    Tim Satre (tsat)      Join Date: Apr 2004       05-31-2007, 2:03 PM Reply   
What if you are an average Joe and you pull someone for gas money and they get hurt. Is there anyway to protect yourself other than carry $500,000 personal injury and then get your rates tripled by the insurance company when they have to pay out?
Old    Midwestwakeboarder.com (mjmurphy53711)      Join Date: Mar 2004       05-31-2007, 2:29 PM Reply   
Your boat insurance should cover that, I got hurt once behind my Dad's boat and MY health insurance company went after HIS boat insurance.

Messed up world these days, you pay to cover everything, and nothing is really covered.
Old    www.midwestwakeboarder.com (gmarkham1)      Join Date: Sep 2003       05-31-2007, 4:22 PM Reply   
umbrella policy 1mil
Old    George Aslinger (mobv)      Join Date: Jun 2002       05-31-2007, 5:25 PM Reply   
It varies by state but in TN you must have a USCG captain/pilot license and boat safety inspection if you carry passengers for hire. There are very few insurance companies who will write a policy for wakeboard camps. A friend ran a camp for a couple years and said insurance was $1200 / year. You should also form the camp as an LLC or corporation to isolate from your personal assets. The insurance company will provide the waiver for participants/parents to sign.
Old    tommyc (tommyc)      Join Date: Nov 2003       06-01-2007, 1:21 PM Reply   
We use Matt at Belter Insurance 530-934-7777 and its way more expaensive than $1200. Contact me if you want more info.

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