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Go Back   WakeWorld > >> Boats, Accessories & Tow Vehicles Archive > Archive through April 09, 2007

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Old    mike (beef)      Join Date: Jan 2007       04-04-2007, 12:15 PM Reply   
I have to refi my loan in the next few months. My current bank quoted me 7.94% on a 15 yr loan. Any opinions on who has the best USED boat loans out there?

Thanks.
Old    Nu Bu (05mobiuslsv)      Join Date: Apr 2006       04-04-2007, 12:47 PM Reply   
Start hitting up your local credit unions to see what their rates are. Usually you only have to open up a checking account to get a loan with them.
Old    Ian Brown (wakereviews)      Join Date: Sep 2006       04-04-2007, 12:47 PM Reply   
call Patrick Maloney at boatloan.com, tell him I sent you :-)
Old     brian (fuzzball)      Join Date: Aug 2006       04-04-2007, 9:06 PM Reply   
I just got preapproved today at my local credit union and it was 7.49% for 10 or 15 years. They also knock off .25% for auto pay and another .50% if you have a checking account there. So that makes it 6.75%. If your credit score is above 700, you should be able to get a better deal than your bank told you. Just call around to all of the places in the phone book.
Old    mike (beef)      Join Date: Jan 2007       04-05-2007, 11:17 AM Reply   
Looks like I'll hit up the credit unions. I hope they have the same deals as Brian's!! Thanks guys.
Old    Nu Bu (05mobiuslsv)      Join Date: Apr 2006       04-05-2007, 11:27 AM Reply   
I got 6.74% on mine, Credit Union is the way to go.

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