BTW, i did buy some material. Some boat cover material for pretty cheap. I am going to do it myself with grommets and ties on the cleats and tower and then put the cover over. Let you know how it turns out. Should be interesting.
I have been skirting for the last 20 years. The hull looks great and I only wax once a year but I dont need too. Have a skirt sewn onto the existing cover...simple and cheap.