Hey Chris I tell everyone trying to buy a used old boat this. Have you considered buying a new boat? You can buy a Moomba outback for around 28,000. They are a great boat and has a nice wake with sacks of course.You said you had a nice chunk of change.Not sure how much you have but if its like 10k,and you put that down, your payments would not be squat.They would be like 200$ a month.Of course you may have to have your parents co-sign.Im just throwing it out there.I was in your same situation when I started out.Also if thats not your price range look at Moombas that are a year or two old. There the best boat for that price range.
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