Yeah Matt, I got a buddy down there in NC on Lake Norman who had his 2000 X-Star in the water at Kings Point (LKN) for about a year and a half. It came out looking like a inverted golf ball. Luckily, very luckily, MC warrantied the repair. They didn't have to do it, the warranty was only 1 year on gelcoat back then and wasn't meant to cover stuff like that anyway. Any boat, especially in Lake Norman, will be affected by staying in the water. That area of the country is so humid and there is so much aquatic life that an unprotected hull is going to be attacked by bacteria, organisms, etc. that you've either got to paint the hull, lift it out of the water, or thoroughly clean it AT LEAST once a month. Hope this helps.
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