I think the main difference is that there are fewer inboard models and the designs of inboard hulls tend to be pretty similar to each other whereas I/O hulls exhibit greater variation and there are many more models to sort through. Some I/O hulls produce very nice wakes. Some (most even) produce soft and washy wakes. The only way to tell, for the most part, is to test drive them. That could be a long and arduous process. The usual inboard hull design happens to produce a good wake but even when choosing between inboard wakes, people will advise you test them. It's a lot easier to do since there aren't nearly as many models. There is no doubt that I/Os provide better value in your price range if stuff like space and "newness" is important to you. You may be able to inquire about specific I/O models that are available to you and get feedback from owners of those models. This info will only be anecdotal though so you'd probably want to confirm it with a test drive. If your highest priority is a good wake, however, and you don't care so much about a new boat, space, storage, or layout; you might be better off with a known good wake boat like the Ski Nautique 2001. The other difference is that most inboards were designed with waterskiing in mind and were therefore equipped with powerful engines. This is important when you start to weight the boat down. Many I/Os, on the other hand, are not as powerful. Indeed, the standard engines of most I/Os are fairly underpowered so you'll want to watch out for that.
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