Derek was on the right track IMO, one way to do it is if you have equity in your home, get a 2nd mortgage or refinance your mortgage and pay for the boat, and possibly even the truck. (if your getting tax advantages using the truck for your business, you should keep it that way) So far interest is still tax deductible on mortgage loans. Don't forget about credit unions too. I got a loan at a local credit union for 3.99% on a 2004 Supra for 12 years and all I had to do was open a savings account with $25.00 It all depends on your credit rating too, you can help yourself tremendously if you find out what your rating is and clean up any outstanding accounts, used or unused. I'm not a financial guru or anything, but just giving some ideas to think about. Good luck, hope you get the boat! Jon
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