Am I paying to much for boat insurance

(swoopa) · (swoopa) **Join Date: Feb 2005** 06-20-2007, 12:03 PM

I am paying 1,353 for one year It almost double for my new boat 07 MB Tomcat seems real high

(o2binvallarta)

Dude, that's almost triple what I'm paying. Now, my Mobius didn't cost what your MB did, but WOW!!!

(bazel) · (bazel) **Join Date: Oct 2001** 06-20-2007, 12:17 PM

That seems very high to me, but I do not know your history. I am not implying anything but if you had prior claims that could be affecting this.

Who are you with, check out Ski Safe. I am with State Farm and the rate is less than a 3rd of your rate for an 06 Supra 24 SSV.

(05mobiuslsv) · (05mobiuslsv) **Join Date: Apr 2006** 06-20-2007, 12:18 PM

That is 4X what I'm paying. I pay $453 yearly.

(bbeach) · (bbeach) **Join Date: Jul 2002** 06-20-2007, 12:20 PM

I pay $251 yearly for my prostar 190 (1990)

(o2binvallarta)

(nu bu needs a math lesson)

(05mobiuslsv) · (05mobiuslsv) **Join Date: Apr 2006** 06-20-2007, 12:45 PM

Good catch bill, I hit the wrong key. Ok it is 3x as much.

(tonality) · (tonality) **Join Date: Mar 2005** 06-20-2007, 1:10 PM

How much $$ are you insuring it for? Seems way high, but if you told them you wanted 120k of insurance for the boat, then yeah, i could see that.

(etakk7) · (etakk7) **Join Date: Apr 2006** 06-20-2007, 2:06 PM

I'm at $350 on a 2000 205V - $30k coverage

(helinut) · (helinut) **Join Date: Apr 2007** 06-20-2007, 2:14 PM

Yeah it totally depends on how much you're insuring and your history. $52K of coverage through boaters is $450 a year.

(swoopa) · (swoopa) **Join Date: Feb 2005** 06-20-2007, 7:42 PM

I am insuring the boat for 70 k But my liability is at 500 k The insurance is in my wifes name I have to many speeding tickets . i checked
Ski safe today they are at 770 with even better coverage than I have now .

(clearlakescott)

check boat US that is who we use and our coverage is what you have and we pay about $400

(o2binvallarta) · (o2binvallarta) **Join Date: Jul 2006** 06-20-2007, 9:01 PM

I'd say Ski Safe is the way to go. We have American Family for everything (house, cars, boat, land) and out boat coverage is for replacement, not blue book at $500 per year.

(zaner1) · (zaner1) **Join Date: Apr 2004** 06-21-2007, 5:38 AM

Contact Morgan Swiggett @ Boater's Insurance Agency (800-344-7488). Easy to do business with and great rates. I pay $528.00/ yr. on my '06 X-45. Last year I was with Voyager and paid just under $700 and thought that wasn't too bad.

(paulw) · (paulw) **Join Date: Dec 2006** 06-21-2007, 6:26 AM

I am paying $ 675.00 per year with boat us. Have an 06 Xstar

(beisbol20) · (beisbol20) **Join Date: Jun 2005** 06-21-2007, 10:11 AM

$240 for a 90 malibu and that's full coverage. maybe i'll wait a bit longer for that newer boat!

(wakeboardlasvegas)

time to switch to Geico