Under $400 is hard to come by from a legit company in terms of SLRs. You're looking at point and shoots, which are great and defenitly have a place. What will you be using the camera for? (I work at a camera shop) Both Olympus and Pentax have water proof under water cams, the Olympus (770SW) is also showck proof, freeze proof and you can take into water as deep as 33feet. The pentax has a slight edge on image quality, but outside of being water proof you still have to be careful with it. That's the plus side to the Olypus, all its guts are gel mounted, I have one for when I'm not luggin arround my SLR and I have beat'n the crud out of the thing and it takes it in stride. Been partying with it and dropped it on concrete a few times, took it wakeboarding and fell on it a few times. This thing is rugged. I believe they retail for arround $370. The Pentax is about $300. But if durability isn't you're number one priority, and image quality is, I would recomend one of the fuji's. The image quality comming out of those surpasses all the competion hands down in your "in you pocket" size camera. Don't know the retail value off the top of my head, I thnk the model I am thinking of is the f40. I'll have to double check at work tomorrow. Anywho, let us know what you're looking for in a camera and it will be a lot easier to assist you.
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