Chris, What's up!
I've been at castaic a the last few weekends, I kept an eye out for ya. I've been having all sorts of boat issues up there, so I am looking!
I already have the info for a HELOC, %4.2, no other costs that I can see besides tax/recorder fees. I am starting to make a list of boats that are available, although it may be awhile. Maybe a new Sanger V210 or a used x-star, supra, SAN, or vlx.
Whatever I get, I will likely take the decals off the side. Some logos do look cool, but eventually I think that they date the boat.