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Old    Tom Yokoi (countryguy1717)      Join Date: May 2013       07-10-2013, 7:46 PM Reply   
Have you ever been on the lake, driving to, or on WW for that matter and seen a really nice boat and/or tow vehicle and thought to yourself. "I wonder what that person does for a living" I'm willing to bet most have. Let's see some boats or rigs and what you do. I can't understand how people have these 60-120k boats and 60k tow rigs. Makes me wonder what they do and what mansion they live in. I'll start the lower side of the bar.

24 years old
97 ski brendella pro comp
07 gmc sierra
13 charger
Two bikes
Own a home
Active duty military 5 years deployed, first 2 state side.


Pics or it doesnt exist

Old    JS (dreamer)      Join Date: Nov 2008       07-10-2013, 9:08 PM Reply   
Sounds like you're doing great with all of those toys at 24 years old. Save and invest 10% of your gross monthly income and you'll be purchasing a new boat in your 40's. Things just seem to open up in your forties.
Old    Chris Bucklin (chrisbucklin)      Join Date: Mar 2012       07-11-2013, 3:57 AM Reply   
33yr old
1/2 owner of tree sevice company
Own small party bus business.
Have a nice small house perfect fir my family (picked up friend from appt)
We love to boat. Got 104 hours on this season so it's worth every penny
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Old    Frank Rose (04avyboarder)      Join Date: May 2012       07-11-2013, 4:35 AM Reply   
32yr old - manage a collision repair facility
2004 centurion avalanche
2012 tundra crewmax limited
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Old    Ian Ashton (ian_ashton)      Join Date: Jul 2008       07-11-2013, 4:43 AM Reply   
I'm 30 and am a home lending manager for a big bank. I've worked for the same company since I was 17, all through collage and beyond. I started as a temp/admin, and worked up, most recently being promoted and moving to my wife's home town - a dream she's always had, which was cool to make reality for her. We own a home as well, don't have any pics of it in the summer, as we just moved in November.

2013 Moomba Outback V


My wife and I actually both drive Jeep Grand Cherokees - hers is a V8, mine is turbo diesel;
Old    Bryce Pool (bryce2320)      Join Date: May 2012       07-11-2013, 5:09 AM Reply   
Just turned 22 in June
2004 Tigè 21i
2008 dodge cummins 3500

I am a union fitter/welder on the heavy industrial side. I've got about 35k in collateral between my truck and boat. Both are for sell. The plan is to get back into a 5.9 cummins, all black 3/4 ton, and I plan on buying a new axis A22 in the near future. All black with orange accents I too always am asking myself what the hell people do to afford new boats and rigs!
Old    Bryce Pool (bryce2320)      Join Date: May 2012       07-11-2013, 5:56 AM Reply   

Old    Ron Norris (LightningRon)      Join Date: Apr 2011       07-11-2013, 6:01 AM Reply   
31yr old. Active Duty Air Force for the last 10yrs. Plan on 10 more. My wife is 26 and a RN working on her Masters to be a CRNA. I just saved, saved, saved until I could get exactly what I wanted!

2012 Axis A22 Vandall
2013 Ford F-150 Ecoboost
Wifes- 2011 Nissan Maxima
Own my home(buying more like)
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Old    Bryce Pool (bryce2320)      Join Date: May 2012       07-11-2013, 6:14 AM Reply   
Sick set up Ron!
Old    Jack Henry (racer808)      Join Date: Jan 2013       07-11-2013, 6:32 AM Reply   
I don't have pics with me at the moment but I am 37, financially retarded, never saved, I dont even have 10k in the bank anymore. I am the chief estimator for a medium size contractor. I drive a 2008 Ram truck & have a 2002 wakesetter. I have talked to a lot of dudes with new boats, some got life insurance checks, some make 150-200k a year others go without Cable, internet, etc & boating is what they do so a $600.00 a month pyt is the norm for them. When I shopped I said $200 & under is all I am willing to pay as I won't be able to stomach looking at a snow covered boat in the winter with a high pyt. I am very happy with with my boat. My dad passed away at 56 out of no where & it changed my view on saving & retirement so I spend now so I can enjoy my kids before they don't want to hang out with me. I've simply resigned myself to having to work for the rest of my life if need be. I can do what I do till I'm 90 & I look forward to being a Walmart greeter or working at a visitor center so I can talk smack & be a dick & have it chalked up to be old.
Old     (MrPeepers)      Join Date: Aug 2011       07-11-2013, 6:56 AM Reply   
31 years old
Civil Engineer (registered professional) - Primarily aviation consulting
Wife - Environmental/Civil Engineer (registered professional)
1997 Malibu VLX - paid cash in full
2012 4Runner - about half paid off
Own a sensible home - not paid off
1.5 kids - one is on the way

I like not having a boat payment. We could upgrade (not much of an upgrade), but the VLX is just about perfect for our needs. We will only use cash for boat related purchases, so there is no real burden. I could dump the boat on Craigslist for quick cash if we ever had a financial disaster.

I suspect that we will upgrade when the kids are bit older (in 5-10 years). I'm not sure if I will ever want to buy a new boat as there are so many great used ones out there.
Old    Adam Curtis (acurtis_ttu)      Join Date: May 2004       07-11-2013, 7:10 AM Reply   
"I don't have pics with me at the moment but I am 37, financially retarded, never saved, I dont even have 10k in the bank anymore. I am the chief estimator for a medium size contractor. I drive a 2008 Ram truck & have a 2002 wakesetter. I have talked to a lot of dudes with new boats, some got life insurance checks, some make 150-200k a year others go without Cable, internet, etc & boating is what they do so a $600.00 a month pyt is the norm for them. When I shopped I said $200 & under is all I am willing to pay as I won't be able to stomach looking at a snow covered boat in the winter with a high pyt. I am very happy with with my boat. My dad passed away at 56 out of no where & it changed my view on saving & retirement so I spend now so I can enjoy my kids before they don't want to hang out with me. I've simply resigned myself to having to work for the rest of my life if need be. I can do what I do till I'm 90 & I look forward to being a Walmart greeter or working at a visitor center so I can talk smack & be a dick & have it chalked up to be old. "


awesome
Old    Chattwake (chattwake)      Join Date: Jan 2010       07-11-2013, 7:12 AM Reply   
34 years old
Attorney
2013 Malibu LSV
'07 Yukon Denali
Wife has a '13 Lexus CT200
2 kids

I owe a little on my house. Otherwise, no debt. No family money here. I just work hard and save.
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Old    Boarder85 (fouroheight68)      Join Date: May 2006       07-11-2013, 7:41 AM Reply   
27 years old
Construction Project Engineer/QC Manager
My wife is an Electrical Project Engineer
2002 Centurion Hurricane (Elite V)
2010 Dodge Ram 1500 4x4 Hemi
2007 Lexus Is250
1968 AMC Javelin, fully restored, just sold last week for $15k cash
Own 2 houses (in California no less)
No kids

My boat is 100% paid for, my truck and lexus could be paid for easily (have the cash), but interest rates are so low it doesn't make financial sense. My rental property has 70k equity and my personal home has 100k equity. I have no debt (other than my tiny truck/car payment), and I put 20% of my paycheck in savings, another 10% into retirement. I figure I'm doing OK at 27, 3 years out of school.
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Old    Matt (pierce_bronkite)      Join Date: Jul 2003       07-11-2013, 7:46 AM Reply   
Quote:
I can't understand how people have these 60-120k boats and 60k tow rigs
I maybe out of the norm but most of the time when I also see people with these rigs I assume they financed it. Especially younger people.

I think the biggest thing I cant fathom is people buying 80-100k boats and only having a 4 month boating season.
Old    Ian Brown (wakereviews)      Join Date: Sep 2006       07-11-2013, 7:47 AM Reply   
I run OnlyInboards.com full time. 2007 SAN 220 Team (this year) - don't need a truck for daily use and keep the boat on a lift so purchased a 2003 Dodge Ram 1500 for the 2-4 times a year I tow.

Boat is for sale BTW.
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Old    Jo Shmoe (joeshmoe)      Join Date: Jan 2003       07-11-2013, 8:13 AM Reply   
Ian, why do you have a 2007? Didn't they change the hull in 2008 for the better?
Old    Ian Brown (wakereviews)      Join Date: Sep 2006       07-11-2013, 8:15 AM Reply   
I just bought it for the deal honestly. Need something I can flip at the end of the season.
Old    Miguel (migs)      Join Date: Aug 2006       07-11-2013, 8:20 AM Reply   
SICK 220 Ian.
Old     (MrPeepers)      Join Date: Aug 2011       07-11-2013, 8:48 AM Reply   
Quote:
Originally Posted by wakereviews View Post
I just bought it for the deal honestly. Need something I can flip at the end of the season.
Haha, I guess running OI.com has it's benefits...you are the first to see a great deal posted on your site.
Old    Dave (bcrider)      Join Date: Apr 2006       07-11-2013, 8:54 AM Reply   
34
My wife is 29 and a RN
My 15 month old is unemployed
Telecommunications sales- Phone systems for businesses
2005 F150 Paid for
Just picked up a 2010 Flex Ecoboost last week
1976 AMC Pacer
2000 MB Sport - Family boat but I am the only one that uses it. I plan on upgrading in the next year or so to a newer VDrive
Just sold my house that I have been in for 9 years to get a new larger house. I live in BC, Canada which is one of the most expensive places to live. My new house just cost me $ 570K. 3800sqft with a suite.
http://mlslink.mlxchange.com/DotNet/...65&s=BRC&t=BRC
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Old    Ian Brown (wakereviews)      Join Date: Sep 2006       07-11-2013, 8:55 AM Reply   
yeah, the 220 gets a lot of slack but i'm not too sure why. I love the boat, love the funky interior. Handles like a direct drive. yeah she's a little weight sensitive side to side but the wake/wave is not lacking IMO.
Old    Mason Obray (MCObray)      Join Date: Mar 2013       07-11-2013, 9:01 AM Reply   
Quote:
Originally Posted by bcrider View Post
34
My wife is 29 and a RN
My 15 month old is unemployed
Telecommunications sales- Phone systems for businesses
2005 F150 Paid for
Just picked up a 2010 Flex Ecoboost last week
1976 AMC Pacer
2000 MB Sport - Family boat but I am the only one that uses it. I plan on upgrading in the next year or so to a newer VDrive
Just sold my house that I have been in for 9 years to get a new larger house. I live in BC, Canada which is one of the most expensive places to live. My new house just cost me $ 570K. 3800sqft with a suite.
http://mlslink.mlxchange.com/DotNet/...65&s=BRC&t=BRC
Lol.
Old    Preston (Bamabonners)      Join Date: Jul 2011       07-11-2013, 9:03 AM Reply   
....not another financial discussion..... LOL!

My wife and I have been very blessed. He provided us the ability to work and the jobs that help us pay for the toys we have so that we can spend time with family and friends. We financed the house, truck, and boat - financing isn't evil like some people make it out to be.

I think too many people like to brag about being able to pay cash for an expensive boat. Who cares...
Old    MICAH HARPER (MICAH_HARPER)      Join Date: Apr 2010       07-11-2013, 9:07 AM Reply   
27yrs old
Operational Mechanic for a large Chemical company
Making House payments
2007 Chevy Silverado (chrome edition) (tow vehicle only) (payed for)
2007 Chevy Cobalt (payed for)
2013 Hyundia Santa Fe 2.0T
2012 MB F21 Tomcat
SOLD my 1991 Yamaha Superjet last month
Wife is 24 yrs old
Works for several Doctors doing Scheduling
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Old    Bryan James (bjames)      Join Date: May 2012       07-11-2013, 9:22 AM Reply   
Me, 45 yrs, Project Manager for an Engineering Consulting Firm

My Wife works in Purchasing for an industrial construction firm.

No kids

Own a house that walks out to a nice pond (that doesn not allow boats )

2009 X Star
2012 Ford F250

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Old    D C (dirwoody)      Join Date: Apr 2003       07-11-2013, 9:39 AM Reply   
Living in an area where a 50K job is pretty dang good for someone my age, this kills me seeing what others are doing. Oh well, I'll rock my 99 Tige all day!

Me -
Claims adjuster
99 Tige (pics in numerous other threads - most recent the cost effective rides) - Half owner - paid for
2000 F 150 - paid for
2006 Fusion - Paid
1954 Chevy - Paid

Wife -
Teacher
2000 Lexus RX300 - Paid

No house, no kids yet, waiting to move to the country as we're not really city people
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Old    Eric (DenverRider)      Join Date: Feb 2013       07-11-2013, 9:42 AM Reply   
41 years old
Just upgraded to 2005 Super Air Nautique Team with 160 hours and paid cash for it. No pics yet.
Self employed fire alarm system designer
You have to get into a position where you can make more money by working harder and faster. That doesn't happen in a salaried position because if you're waiting for that big raise from your tight wad boss who's building his 4th vacation home then it will never happen.
I never made a ton of money but I made a big chunk at a time on a few occasions.
I also don't carry any debt except my mortgage. I bought a 330K home for 200 when the market crashed and everyone was afraid to buy and I put a ton of sweat equity into it.
I pull with my wife's 2006 Cherokee which is paid for. She doesn't work which frees me up to work hard because she does all the house work and takes care of our two kids. My Wrangler is paid for as well and because neither of us commutes we don't put any miles on them.
This is my fifth used boat. I lost as much as 2K on each boat when I sold them after owning for as long as 5 years each. This last boat was the first one I purchased while considering resale value. Previous owner still owed every penny I paid for it after owning it since it was new so I imagine he paid over 30k in interest and principle but has nothing to show for it anymore. It takes a lot more than what I've done to pay cash for a new 100K boat but I wouldn't recommend financing it.
Old    Scott (scotthons)      Join Date: Mar 2010       07-11-2013, 9:46 AM Reply   
32 years old
Surety bond manager for an insurnace company, but starting a home care agency soon.
I married an amazing woman who is a teacher and happens to be a trust fund baby.
I was able to get out of debt quickly because of her and we live pretty modestly and know we are very fortunate.

2006 Supra 21V
2006 Ford Explorer
2009 Ford F150
2006 Trail lite trailer
2 rental homes
Nice personal residence, but nothing crazy
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Old    Boarder85 (fouroheight68)      Join Date: May 2006       07-11-2013, 10:28 AM Reply   
Quote:
Originally Posted by DenverRider View Post
You have to get into a position where you can make more money by working harder and faster. That doesn't happen in a salaried position because if you're waiting for that big raise from your tight wad boss who's building his 4th vacation home then it will never happen.
This. If you ever want the million dollar homes and 100K dollar boats, you will never get there by working for someone else. (Ok, there are a select few CEO's of LARGE companies, but few). Self employment has plenty of pitfalls, but the upside is limitless.
Old    Danny D (axxxiswake)      Join Date: Jun 2013       07-11-2013, 10:36 AM Reply   
26 Years Old
Real Estate Developer
2012 Ford F-150 FX4 - Company paid car
2011 Axis A22 - Paid For
Downtown Apartment - No plans to buy a house in the near term

Old Picture - Big Wetsound System has been added

Old    Chris Dirty (Dmac420sj)      Join Date: Mar 2012       07-11-2013, 10:37 AM Reply   
Just turned 35
Union worker in bay area (GPR scanner,core driller)
2003 Sanger v210 wake series (paid for)
2003 dodge ram 4x4 w/hemi (paid for)
1994 yj wrangler mildly modified (paid for)
2013 subaru crosstrek ( payments)
Renting gonna buy in the next year or 2.
Life partner(gf) is a 2 nd year apprentice ibew
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Old    Connor (iShredSAN)      Join Date: Apr 2012       07-11-2013, 10:55 AM Reply   
25 years old
Contract negotiator for the University of Texas
1999 Super Air Nautique
2005 Dodge Ram 2500, 5.9 diesel
Own a nice moderate sized house in downtown east Austin
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Old    DRA-Doug (load)      Join Date: Jul 2003       07-11-2013, 11:41 AM Reply   
Me 47, 25 years with Marriott. General Manager
Wife 45, 1st grade teacher
Son 18, will be Freshman at Boise State
Daughter 13, 8th grade.

Current boat 2001 Sanger DLX. Paid for.
Down sized from a 2003 Sanger V230, see son going to college.

2010 Ford Exp. paid
2011 Prius small payment
2005 Camry paid

House with mortgage.
Old    Chris Hernandez (CHern5972)      Join Date: Jul 2012       07-11-2013, 12:17 PM Reply   
2012- VW CC R-Line Edition
2013 FX4 S-Crew
2013 Moomba Mojo
House Payment
Me-Unit Team Leader at my plant
Wife-Coca Cola Manager
Son(21)- Lives with his fiance and out of the house.

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Old    Bill Smeltzer (runin90lx)      Join Date: Sep 2009       07-11-2013, 12:52 PM Reply   
im 33 yrs old. im a senior supervisor for an oilfield service company, making a very nice yearly income.
wife is 30, stay at home mom to our 8 yr old son.
we are building a new house toward end of this year.

yes we are young, have very nice stuff that is financed. but we have a great savings plan and nice retirement. we live comfortably and our family LOVES being on the lake every chance we have time to go. cant put a price/cost on great family time being spent together.




Old    J.P. (JPizzle)      Join Date: Mar 2012       07-11-2013, 2:28 PM Reply   
Me 35, Service Center Manager for a very large freight company.
Wife 31, Branch manager for a bank
Son 1, plan on getting him riding by 2....

Current boat 2008 Sanger V215 - Paid for.
2006 Chevy Duramax Diesel - Paid For
2008 Mazda CX-9 - paid for

1 House in NoCal - Mortgage
1 rental property in Fresno area.
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Old    C.I.E. J-Rod (jarrod)      Join Date: May 2003       07-11-2013, 3:13 PM Reply   
This sounds more like a pissing contest, but I have to pee, so......

I'm 29......alright I'm 39. For 15 years, I've sold business software applications (Finance / CRM / Marketing), business to business, to other mid-to large companies. And I handle sales and Marketing for the CIE SpringRide, and annual wakeboarding event a pro double up contest.

2011 GMC and a 2013 MXZ 22 LS3.
I have a Ducati race bike and two motocross bikes which I ride in the winter.
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Old    Bill Smeltzer (runin90lx)      Join Date: Sep 2009       07-11-2013, 3:27 PM Reply   
That is a sweet Malibu!
Old    Dave (bcrider)      Join Date: Apr 2006       07-11-2013, 3:29 PM Reply   
Bill Smeltzer (runin90lx) Nice setup. I'd love to have both your boat and truck.
Old    Ryan (petrie141)      Join Date: Jun 2012       07-11-2013, 3:52 PM Reply   
Quote:
Originally Posted by iShredSAN View Post
25 years old
Contract negotiator for the University of Texas
1999 Super Air Nautique
2005 Dodge Ram 2500, 5.9 diesel
Own a nice moderate sized house in downtown east Austin
Glad to see someone else in the Austin area is on here. Hope to see ya on the lake sometime!
Old    Bill Smeltzer (runin90lx)      Join Date: Sep 2009       07-11-2013, 3:59 PM Reply   
Thanks dave
Old    Nikolas Dramountanis (Greeko)      Join Date: May 2013       07-11-2013, 4:03 PM Reply   
Billy! I had no idea you were my age... Good looking boat!
Old    Bill Smeltzer (runin90lx)      Join Date: Sep 2009       07-11-2013, 4:19 PM Reply   
Thanks! I love it. I usually trade boats every few years but I really don't know if there is a better surf boat out there lol
Old    Tom Yokoi (countryguy1717)      Join Date: May 2013       07-11-2013, 4:30 PM Reply   
Just clarification I never intended this to be a who is bigger and more bad. Just thought it'd be cool to see what the man or woman behind the boat does...
Old    rod (rodltg2)      Join Date: Oct 2005       07-11-2013, 4:30 PM Reply   
I am 36, server at Red Robins. Rent a small apartment with my wife and 3 kids. She is stay at home Mom/ telemarketer.
Boat 2013 G! Tow it with a 2013 GMC 2500 lifted on 38"'s.

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Old    Bryce Pool (bryce2320)      Join Date: May 2012       07-11-2013, 4:38 PM Reply   
Quote:
Originally Posted by rodltg2 View Post
I am 36, server at Red Robins. Rent a small apartment with my wife and 3 kids. She is stay at home Mom/ telemarketer.
Boat 2013 G! Tow it with a 2013 GMC 2500 lifted on 38"'s.

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Im calling bull****!!!!!!!!!
Old    Seahawks #1 Fan Robert T (cwb4me)      Join Date: Apr 2010       07-11-2013, 5:14 PM Reply   
I would list all my toys but you wouldn't believe me.Let's just say retiring at the end of this year with everything i own paid for and i haven't even reached the double nickel yet.
Old    Tom Yokoi (countryguy1717)      Join Date: May 2013       07-11-2013, 5:48 PM Reply   
Quote:
Originally Posted by bjames View Post
Me, 45 yrs, Project Manager for an Engineering Consulting Firm

My Wife works in Purchasing for an industrial construction firm.

No kids

Own a house that walks out to a nice pond (that doesn not allow boats )

2009 X Star
2012 Ford F250

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That boat is awesome!!
Old    DC (durty_curt)      Join Date: Apr 2008       07-11-2013, 8:39 PM Reply   
Durty Curt 28, UPS driver
2008 Duramax ltz (Paid Off Within 3 Years)


My Wifey 30, Loan Inventory Auditor For B Of A
2007 VW Jetta Gli (Paid For)

love kids But We Don't Want Any

Gotta House (Mortgage)

2004 Malibu WakeSetter VLX (Currently Paying Off On A 0% Interest loan)
Old    kx250frider617            07-11-2013, 8:49 PM Reply   
Man all your guys rigs are something I would never see in my neck of the woods, but living in southern CA is a hefty expense from the beginning. Heck, most of your guys homes would coast in the millions here.
Old    David Langston (rdlangston13)      Join Date: Feb 2011       07-11-2013, 11:16 PM Reply   
Me: 25 years old Field Specialist in offshore well cementing for an oil service company

Fiancé: registered nurse

We have:
2006 dodge 1500 paid for
2006 mercury mariner paid for
2008 Moomba LSV making payments
House currently being built (should be done in 2 weeks) will be making payments
And we are both still paying off student loans

We save a good bit in our retirement accounts as well as normal savings but the normal savings is being butchered with house expenses (furniture ect, not financing anything but the house itself)




Sent from my iPhone
Old    todd (tazman7)      Join Date: Apr 2008       07-12-2013, 4:07 AM Reply   
Lets go back to reality a little bit here. Not sure what we are doing wrong here but:

Me: career firefighter/paramedic

Wife: pregnant with our first, registered nurse in a cath lab and a masters student

2003 Chevy silverado Duramax that is rusting out
2011 BMW x5 for her and the new baby (BMW- safest car out there- I don't care what the tests say.)

1989 supra comp ts6m boat good shape but currently looking for an upgrade.

Nice ranch house, nothing special
Paying off her student loans still

Hardly anything in the bank but we don't sit at home too often. Have fun now, die later. Seen way to many people die at young ages to worry about having money in a bank account for retirement that will go unused.

Last edited by tazman7; 07-12-2013 at 4:11 AM. Reason: Spellng
Old    Jack Henry (racer808)      Join Date: Jan 2013       07-12-2013, 4:35 AM Reply   
Quote:
Originally Posted by tazman7 View Post

Hardly anything in the bank but we don't sit at home too often. Have fun now, die later. Seen way to many people die at young ages to worry about having money in a bank account for retirement that will go unused.
WORD! That is exactly how we feel.
Old    Phil Thompson (pctarmor)      Join Date: Aug 2006       07-12-2013, 5:45 AM Reply   
Manufacturing manager for General Mills after 7 years in the Army.
Wife stays home with the kids.
06 Armada & 07 Altima for the wife. Both paid for.
O7 supra we spent 4 years saving for.
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Old    Jesse (NotSure123)      Join Date: Nov 2012       07-12-2013, 5:47 AM Reply   
29 years old...11 years active duty Air Force/"flip" cars...fiancee is a Dietitian...

love my toys! I always have to keep a stock of "fun stuff" haha. Car "flipping" fuels most my hobbies...

99' Silverado...paid off years ago...but I'm getting a hankering for a '14 GMC Sierra...haha
57' Chevy...paid for...
54' Chevy...paid for...
05' Regal Session 22xi...paid off in February...mainly thanks to a lengthy deployment...
02' ZX9R Ninja...paid for...
81' Camaro drag-car...work in progress...probably won't ever be paid off, haha...
08' Acura TL-S...fiancee's we have about 9k left on it...
House in Florida from when I was stationed there...making enough off rent to justify keeping it..far from paid off...
House in Arkansas...far from paid off...
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Old    Joe Knochel (ridemarktwain)      Join Date: Aug 2008       07-12-2013, 6:05 AM Reply   
32 years old. Architectural Engineer (licenced professional). Wife works part time, 1 year old boy, and 3 year old girl.

2005 Toyota Tundra - Paid
2003 Tige 22V - 18 more payments

[IMG][/IMG]

Last edited by ridemarktwain; 07-12-2013 at 6:07 AM. Reason: Image problems
Old     (nitrousbird)      Join Date: Sep 2008       07-12-2013, 6:23 AM Reply   
Occupation vs. boat isn't really a good comparison.

Married or single? How expensive of home and other toys. If married, is wife a house wife, have just a crappy job or is a financial contributor to the family? Big note on the boat, small note, paid cash, etc.?

You'll find folks that make a ton of money and don't have anything all that fancy and vice versa. Look at these people with 15 year boat loans just so they can get into something new.

If you look into my situation, you just see a fairly worn out Chevy Avalanche tow vehicle and a 12 year old Malibu. Then you look and see we have a pretty decent house that is below our means, owe on nothing but that and my rental property, have a focus on putting money into retirement and enough free cash to buy a new wakeboat if we actually wanted to.

It's all about priorities and how you manage your finances. On the small body of water we boat, there is a guy I've met there that has ~2 million dollar house on the water w/ a slip. His tow vehicle is a later model H1 (when he pulls it in/out a couple times a year). Boat - 10 year old SAN. Guy could easily have a new boat whenever he wanted, lives on the water where it could be easily used daily. All about priorities.
Old     (simplej)      Join Date: Sep 2011       07-12-2013, 6:51 AM Reply   
single
21
broke and fresh outta college.
no car
no boat
mooching off my parents.

/thread
Old    Jarod Craig (wake26)      Join Date: Mar 2009       07-12-2013, 7:07 AM Reply   
I take care of 102 wifes well atleast thats what I tell everybody. I do Facility maintenance for two K-12 charter schools.
wife's accountant for a large aggergate company.
9 month and 18 year old boys two best things that ever happend to me.
This should raise some feathers
08 Dodge Cummins - payments
08 Calabria team V - payments
Just built a new house on 10 acres - payments
02 Xterra - 4 payment left
02 saturn (work car) paid off
Didn't want to wait 4,5,6 plus years to save money and pay cash for stuff besides all the memories that we have made on the boat are worth every payment.
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Old    Ryan (petrie141)      Join Date: Jun 2012       07-12-2013, 7:25 AM Reply   
If you're looking to be blown away by crazy expensive stuff, look elsewhere.

Me 27 - Staff member at a local college
Wife 25 - Dr. of Pharmacy
No kids, just two small dogs.

House - payments
09 f-150 paid off
09 fusion paid off
99 Sunsetter VLX paid off
Student loans - payments

Between God being very good to us, living in Texas, and my wife's career choice, we're getting by alright (knock on wood). Although I don't make much money, the work I do is good in nature which is enough for me. If anyone is ever in the area, stop by. We can shoot some pool, grill some burgers, and take a set.

We live very modestly and hate spending money. I get buyer's remorse after getting chic-fil-a... it's that bad. Everything mentioned above was purchased used and was a good deal. We drive cars 'til the wheels fall off and we'll have this boat until it sinks. Our house only cost as much as the g25, maybe a little more, but not much. We have just as much fun with our little boat as the crazy expensive new rides. And, when it gets a scratch, I don't mind... it's 14 years old!










Last edited by petrie141; 07-12-2013 at 7:34 AM. Reason: spelling
Old    Chad Helvey (venom93corba)      Join Date: Aug 2005       07-12-2013, 7:28 AM Reply   


2010 Escalade ESV
2013 Epic 23V

I'm a conductor for a Railroad and my wife is a Chief Administration Officer for a University.
Old    Nick (samsonite)      Join Date: Mar 2013       07-12-2013, 7:36 AM Reply   
I'll play your little game...

26 years old and just accepted a new position as managing director of a pipe fabrication shop in Houston/Wichita Falls... the boat is about to get a makeover

2006 Toyota Tundra TRD 4WD - Paid off
2006 Sanger V215 Black Scorpion - Making payments for now (couldn't wait to get on the water and I have zero patience so saving over the next 5 years wasn't an option)
Renting a room from a buddy for cheap until I can get a place on Lake Conroe
Harley NightRod Special coming soon...

Single with no kids that I know of, but I do have one badass niece (pictured). Graduated from THE University of Texas (had to throw that in for Connor) - still paying on that one
401K looks good for my age.

Side Note: Couldn't agree more with Todd... the boat was definitely not the smartest place to put my money right now, but based on the first 5 trips on her this summer, it is completely worth it. I save what I can, but top priority is to enjoy the ride. "you just gotta keep livin, man. L-I-V-I-N"

Old    Harold Hemming (h20king)      Join Date: Dec 2009       07-12-2013, 7:50 AM Reply   
I am 44 and my wife is thirty five. Two kids at home a 12 year old boy and a 15 year old girl. We are both journeyman steam fitters out of UA local 290 both working as foreman for Harder mechanical with matching incomes down to the penny. Live in a modest 2700 square foot ranch home well below our means. Still making payments and not in a hurry to pay off ass we need all the tax write offs we can get. Tow rig is a 2012 Ram 3500 Laramie crew cab short bed and will be paid off next year. Boat is a 08 centurion falcon and is paid for. We also have a couple bikes that are paid for and each have older work cars that are paid for. Hers is a 07 kia optima and mine is a 01 mitsubishi. Montero. We Both have a pension and a 401k for retirement and a nice cushion in the bank. Like nitrous bird said it all about priorities and not everybody's are the same.
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Old    Tim C (lifetimewarranty)      Join Date: Oct 2008       07-12-2013, 8:12 AM Reply   
Oh yeah? Screw you guys. This is me and my car
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Old    Chris (cjh1669)      Join Date: Apr 2005       07-12-2013, 8:18 AM Reply   
Quote:
Originally Posted by jarrod View Post
This sounds more like a pissing contest
Ding Ding
Old    Matt (duckguy)      Join Date: Jul 2006       07-12-2013, 8:34 AM Reply   
32 Insurance Agent, engaged to a sexy, talented private jet sales woman/pilot

7 year old 4 br,3car 3200 sq ft ranch home-paid for
11 Sanger DXII-paid for
12 Grand Cherokee Summit Hemi-Paid for
13 RangeRover Evoque-Leased and making payments
79 Fully restored Jeep cj5 Golden Eagle-paid for
13 Arctic Cat XF1100 Turbo SnowPro-paid for
68 Piper Cherokee 180-paid for
Attached Images
  
Old    J L (07xstar)      Join Date: Jul 2013       07-12-2013, 8:39 AM Reply   
35, engaged
future wife: registered nurse
me: Investment Manager
Winter Park, FL
no kids yet
small beagle

Boat: 2007 Xstar with 8.1l engine (for sale)

Name:  Treg2.jpg
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Old    Chris Dirty (Dmac420sj)      Join Date: Mar 2012       07-12-2013, 1:29 PM Reply   
I'm here to look at pictures and drink beer! And I'm all out of pictures!!!! Fri daddy!!
Old    Delta Force (wakebordr11)      Join Date: May 2001       07-12-2013, 2:50 PM Reply   
Quote:
Originally Posted by 07xstar View Post
35, engaged
future wife: registered nurse
me: Investment Manager
Winter Park, FL
no kids yet
small beagle

Boat: 2007 Xstar with 8.1l engine (for sale)

Attachment 30782

Attachment 30783
I like the girls chatting while the dude in the IO can't dock his boat haha. I also like the girls chatting
Old     (Intrlaz)      Join Date: Jul 2013       07-12-2013, 2:54 PM Reply   
Quote:
Originally Posted by 07xstar View Post
35, engaged
future wife: registered nurse
me: Investment Manager
Winter Park, FL
no kids yet
small beagle

Boat: 2007 Xstar with 8.1l engine (for sale)

Attachment 30782

Attachment 30783
How much? Link?
Old    Tom Yokoi (countryguy1717)      Join Date: May 2013       07-12-2013, 5:14 PM Reply   
Quote:
Originally Posted by Dmac420sj View Post
I'm here to look at pictures and drink beer! And I'm all out of pictures!!!! Fri daddy!!
You got the idea!! I'm doing the same sir.

Like i said before this thread was never meant to be a contest. I'm sure many could have bigger or smaller boats. But regardless there are those with 100k boats. Your average young person couldn't get that kind of loan without great credit. Just a fun thread. Keep it that way.

Curious I've yet to see a girl here who owns a boat. Is it all husbands????

I have a friend who's gf bought her 95 centurion. Although she doesnt tow. Its hers. But they aren't on WW
Old    Brad Wilkins (bradw)      Join Date: Jun 2013       07-12-2013, 7:45 PM Reply   
28, Electrical Engineer

2014 G23 on order should arrive just in time for summer down under.
2011 Skidoo Summit

Truck to be purchased in the next couple weeks, its just a shame Silverados/F250s/Rams aren't factory available in RHD.

It all comes back to what your needs/wants are. After i graduated uni i wanted to tick up a boat but i chose to setup a pretty decent investment portfolio before buying a boat which i wont be financing. I've got a strict rule of cash for toys.
Old    Luke (Luke91)      Join Date: Jun 2013       07-12-2013, 8:47 PM Reply   
Pretty interesting!

Im 27, Single, Going to college for Physician Assistant
I live in Central Wisconsin
I was in the army for 5 years and had 2 deployments thats where my money came from.
During the summer i work for a friend that has a farm and power washing/handy man service.
I am renting a house.
I have no kids but i do have 1 female black lab.

My boat I just picked up a month ago is a 1985 Ski Nautique 2001, first inboard (had a bayliner that i parted out to buy new boat). Wish I could have afforded a newer wakeboarding boat but didnt want a monthly payment with school.

http://www.wakeworld.com/forum/images/attach/jpg.gif
http://www.wakeworld.com/forum/images/attach/jpg.gif

My tow vehicle which I got when I was 22 and definitely got the "how did you afford that" or "Must be nice to have rich parents!" but I can thank my deployment for it and did all the work myself.

http://www.wakeworld.com/forum/attac...1&d=1373687205
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Old    Matt McGhee (flaswaliba)      Join Date: Dec 2008       07-13-2013, 1:07 PM Reply   
Quote:
Originally Posted by duckguy View Post
32 Insurance Agent, engaged to a sexy, talented private jet sales woman/pilot

7 year old 4 br,3car 3200 sq ft ranch home-paid for
11 Sanger DXII-paid for
12 Grand Cherokee Summit Hemi-Paid for
13 RangeRover Evoque-Leased and making payments
79 Fully restored Jeep cj5 Golden Eagle-paid for
13 Arctic Cat XF1100 Turbo SnowPro-paid for
68 Piper Cherokee 180-paid for
Is that Air Force 2 in the background? If so, that's awesome!
Old    Max T. (airbeast)      Join Date: Oct 2009       07-14-2013, 12:12 AM Reply   
31, Corporate Pilot

House - paying
2 rental houses that we're working on and not rented - paying

Other than that, cash for everything else. I really don't like payments hovering over me so I try to avoid it as much as possible.



2003 Session 22xi swapped to diesel
2002 Corvette
2006 TDI Jetta
1986 524TD swapped to manual and LSD - if anyone knows what those cars are...
1987 528i
2000 7.3 Excursion
2006(i think) Aprilia SXV550
2005 600rr that's all apart at the moment
1995 ZX6R turbo (that's right!)
1996(i think) KTM 620
Ninja 250
1989 Yamaha Zuma - about the most fun on thing on two wheels anymore!

I need to sell some stuff!
Old    J L (07xstar)      Join Date: Jul 2013       07-14-2013, 12:13 PM Reply   
Quote:
Originally Posted by Intrlaz View Post
How much? Link?
$55,900. http://onlyinboards.com/Details.aspx?ID=38783
Old    Brian (BWB745)      Join Date: Jun 2010       07-14-2013, 12:47 PM Reply   
27
I load plan intermodal freight trains for one of the largest railroads in the US
No boat, still saving as I want to keep the payments low with a large down payment, I'm starting to think I should go ahead and buy before I'm too old to wakeboard.
Old    KDA (idaho_hillbilly)      Join Date: Jun 2009       07-14-2013, 1:29 PM Reply   
Interesting thread!

I'm 45....yeah, old fart! I'm a teacher and my wife of 22 years is a dietitian. We have 2 high school aged kids. People say we have a lot of toys, but all of them are things we do with our kids...its a good investment. Plus, we live in North Idaho, you have to have something to do.

We live outside of town on 5 acres with 5 lakes and 2 rivers within 30 minutes of us. The closest mountains are 10 minutes away. To say the least, we like where we live!

2009 Sanger V230



2011 Dodge Cummins (aka: Toy Hauler!)



2005 Chevy Tahoe (Wife's) and 1993 GMC truck (daughter's)

2004 Jeep Wrangler (mine!)



2009 Arctic Cat M8 (mine)



2007 Ski-doo Summit (wife), 2005 Arctic Cat M7 (daughter), 2000 Yamaha Venture (daugther)

2013 Sundance 5th Wheel.
Old    Jimmy S (JamesHawk101)      Join Date: Sep 2012       07-14-2013, 9:35 PM Reply   
Quote:
Originally Posted by bradw View Post
28, Electrical Engineer

2014 G23 on order should arrive just in time for summer down under.
2011 Skidoo Summit

Truck to be purchased in the next couple weeks, its just a shame Silverados/F250s/Rams aren't factory available in RHD.

It all comes back to what your needs/wants are. After i graduated uni i wanted to tick up a boat but i chose to setup a pretty decent investment portfolio before buying a boat which i wont be financing. I've got a strict rule of cash for toys.
How long are you having to wait? The way you worded that sounds like 4+ months.

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