32 years old. My family owns a trucking company and we do refrigerated LTL out of Chicago. I do a little bit of everything there, but mostly dispatch and sales(we do about 1 million pounds of southbound LTL per week). I think its funny when people say "I am my own boss and I love the hours." I am kind of my own boss and I think I put more time and effort in here than just about anyone else because of it. I think if I worked for someone else, I'd have more time on my hands! My wife is a pharmaceutical sales rep. We bought our first 2005 Centurion Elite V new in 2006 when I was 26 years old for 28k and we now have an 07 X15 thanks to getting almost all of the money out of the Centurion last year and a really really good deal on the X15.
As far as the financing / cash conversation here....I really don't finance anything except for my main residence. I understand that there are ways to invest the cash and that it might be the smarter thing to do, but I'd just rather not pay interest and also not risk the money.