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-   -   water heater broke dealing w adjuster(mold on boat) ?? (http://www.wakeworld.com/forum/showthread.php?t=791118)

alanp 12-12-2011 4:38 PM

water heater broke dealing w adjuster(mold on boat) ??
our water heater broke while on vacation and did considerable damage. water also leaked into the garage and as a result there is mold now on my boat. the adjuster states the insurance company isnt responsible for the mold on the boat. i feel otherwise. any tricks or language i can use to get the boat fixed.

norcalrider 12-12-2011 5:35 PM

Couldn't you just clean the mold off?

neilspen 12-12-2011 6:22 PM

The best thing is to read your policy. It will tell you what damage will be covered from the water heater leak.

ralph 12-12-2011 7:50 PM


Originally Posted by norcalrider (Post 1721339)
Couldn't you just clean the mold off?

Are you insane? I have never seen a greater justification for a new boat. \\\Goes home to fiddle with water tank.....

alanp 12-12-2011 8:25 PM

haha darren im waaaay more inline with your line of thinking than Mik's

ScottR 12-13-2011 8:04 AM

As an Insurance Agent I can tell you all policies exclude mold. (almost) Mold typically takes a while to develop. How long had the water been running down? Your HO policy won't cover your cars or your boat that is inside a garage. Standard policy stuff. Mold is a really bad issue with insurance companies and typcially not covered. Sorry man....

psudy 12-13-2011 8:41 AM

Call the agent that has your boat covered.

norcalrider 12-13-2011 1:29 PM

I'm still confused. What are you trying to get out of this? A free detailing?

alanp 12-14-2011 8:35 AM

mik if i want all new skins and a boat cover as well(that has mold all over it)

norcalrider 12-14-2011 3:01 PM

Good luck with that... If the claim is denied know that mold can be cleaned off easily and you can take the cover to a laundromat with XL washer. That should take care of the issue for less than $100.

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