my neighbors tree fell on my truck and boat<img src="http://www.wakeworld.com/MB/Discus/messages/65921/322995.jpg" alt="Upload"> <BR><img src="http://www.wakeworld.com/MB/Discus/messages/65921/322996.jpg" alt="Upload"> <BR><img src="http://www.wakeworld.com/MB/Discus/messages/65921/322997.jpg" alt="Upload"> <BR><img src="http://www.wakeworld.com/MB/Discus/messages/65921/322998.jpg" alt="Upload"> <BR>fortunately, only minimal damage to both <BR>the boat's windshield frame has some damage <BR>and the truck is dented and scratched up pretty good <BR>

Wow, what a bummer. Is your neighbor gonna step up and take care of it for you? Nice setup by the way, do you have any pre-arbor day pics? <BR> <BR>-Steve

save both, and get a new neighbor!

His homeowners ins should pay for it.

dont be mad at the neighbor <BR>he's really a nice old guy <BR>they live in that mobile rv that you see in the first pic <BR>I've lived here 5 1/2 years, and they have been home maybe a total of 2 months <BR>they travel the country <BR>he is gunna fix things right...through home owners insurance

I feel lucky that I was home <BR>if my truck had not of been there <BR>the bow might have been smashed

what kind of tree is that, and what are you going to do with the wood<img src="http://www.wakeworld.com/MB/Discus/clipart/biggrin.gif" border=0>

bumm deal, thankfully he's a good guy..... what took the tree out, cutting it down or weather??

fruitless mulberry <BR>not sure <BR>my dad wants me to take it to the lake cabin...at Palestine <BR>the tree guys will more than likely take it

I guess the tree was taken by some weather, but mostly due to no/poor trimming....too much weight

Sorry to say, but in most cases his insurance won't pay. It will be up to your homeowners.<img src="http://www.wakeworld.com/MB/Discus/clipart/angry.gif" border=0> <BR> <BR>They call that an act of God. <BR> <BR>Anyway that is how it is in Alabama. <BR> <BR>The only way it could fall on his insurance company is that the guy next door had been warned about the tree being unstable or unsafe.

They should pay. We had a hail storm that caused damage to all kinds of stuff on dad's house &amp; it paid for all of it - new roof, windows, &amp; gutters. The stucco was okay so he didn't worry about it. I don't wee why they wouldn't cover it. If nothing else, yours should.

damn, I was hoping for some good wood for smoking

My neighbors shack burned down with my boat parked in between the houses. My insurance took care of the damages, not the neighbors.<img src="http://www.wakeworld.com/MB/Discus/messages/65921/323204.jpg" alt="Upload">

Jory, <BR> <BR>Who paid? Your neighbor's insurance or yours? <BR> <BR>In most cases when a tree falls, (no matter whos land it is on) it is up to your insurance to cover the damage.

great point on the insurance <BR>we'll see what happens <BR>I would bet that neighbor will honor the cost...even if out of pocket <BR> <BR>also, I know that lots of people don't feel this way, but......if the scratches dont completely come out of the truck, I can't see making him pay to repaint what will probably be the whole truck <BR>although it is a nice truck, it's still a truck <BR>...and somewhat of a work-truck at that <BR> <BR>the boat on the otherhand....well....that will get put back to perfect (no matter who pays) <BR> <BR>thanks for everyones input

Cliff, <BR> Once you deductible is met, I would have my insurance company fix every thing. <BR> <BR>A good thing for him to offer is to pay your deductible. <BR> <BR>But he does not have to. <BR> <BR> <BR>Danny

I'm with Danny.