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WakeWorld Discussion Board » >> Boats, Accessories & Tow Vehicles Archive » Archive through March 18, 2009 » Current Rates « Previous Next »
By JK (sidwayz) on Friday, June 20, 2008 - 3:38 pm:    Edit Post Delete Post
What kind of loan rates are people getting these days?
 
By rod (rodltg2) on Friday, June 20, 2008 - 4:02 pm:    Edit Post Delete Post
7.75 is good right now
 
By Peter Chandler (peter_c) on Friday, June 20, 2008 - 4:15 pm:    Edit Post Delete Post
My credit union shows 5.99% for new with 6.24% for used. There is also a 1/2 percent discount for direct debit. This winter is going to be a great time to buy a boat...scratch that, steal a boat. It is a buyers market and only going to get better.
 
By C.I.E... AL (allen) on Friday, June 20, 2008 - 4:20 pm:    Edit Post Delete Post
Norcal Master Craft has freakin retarded deals right NOW why wait till winter.
 
By trainwreck (trainwreck) on Friday, June 20, 2008 - 5:30 pm:    Edit Post Delete Post
Yeah, I wouldn't wait. You can ALWAYS refinance same year boats as "new".

:-)

I'm @ 6.99% from last July @ ACU of Texas

http://www.acutx.org

 
By ManFox (h20jnky) on Friday, June 20, 2008 - 5:39 pm:    Edit Post Delete Post
you're not kidding! after we sold our VTX last month and paid off the loan the bank has been calling at least twice a month with all kinds of rate concessions to "earn our business" for the new one we plan on buying and financing a portion of the purchase... hmmmmmm, how low will they go? i like peter's figure of 5.99% for new, wonder if they will do that used..
 
By Sean Ellis (h2oproaccessories) on Saturday, June 21, 2008 - 12:01 pm:    Edit Post Delete Post
4.00% Pretty dang low. It's lower than my house at 5.5%
 
By Steve (olskooltige) on Saturday, June 21, 2008 - 1:05 pm:    Edit Post Delete Post
I got 6.75 on Friday, but 7.5 is very good for a new boat through one of the larger banks right now.

Even though prices are coming down, rates are going up. Home rates are in the low 6's now. Lower than that requires buying points. My credit Union is having a rate *sale* right now for 6.5 in any sum, but the payout timeframe is 8 years.

(Message edited by olSkoolTige on June 21, 2008)

 
By Andrew loffgren (loffgren) on Thursday, June 26, 2008 - 1:07 pm:    Edit Post Delete Post
where did you get 6.75?
 
By Paul (psudy) on Thursday, June 26, 2008 - 1:22 pm:    Edit Post Delete Post
Yes. Plan on rates going up. Whats the average fixed term on those rates you guys are quoting? 5-7years, or longer?
 
By Mark (mvl) on Thursday, June 26, 2008 - 2:13 pm:    Edit Post Delete Post
7.25-7.75 fixed for up to 15 years.
 
By Ken Campos (kcampos) on Thursday, June 26, 2008 - 2:47 pm:    Edit Post Delete Post
Bank of America 6.75
 
By Erik (erik_c) on Thursday, June 26, 2008 - 2:50 pm:    Edit Post Delete Post
Its not the rate its the down.
 
By Steve (olskooltige) on Thursday, June 26, 2008 - 6:35 pm:    Edit Post Delete Post
Bank of America.
 
By Ken Campos (kcampos) on Friday, June 27, 2008 - 7:40 am:    Edit Post Delete Post
6.75 with no down. B of A
 
By Andrew loffgren (loffgren) on Friday, June 27, 2008 - 10:53 am:    Edit Post Delete Post
7.5 US Bank pick up the new X2 tomorrow!!!!!!!!!!!!
 
By Mike (mike3500) on Monday, June 30, 2008 - 8:54 am:    Edit Post Delete Post
We're refinancing right now with US Bank, and we're getting a 7.45%.
 

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